Closing the insurance execution gap | NTT DATA

Insurance AI insights

Closing the execution gap in insurance

This paper by Everest Group explores how Systems of Execution, powered by agentic AI, help insurers move from insight to real-time action at scale

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From insight to execution in insurance

The insurance industry is undergoing a bold shift — from generating insights to executing at scale. While insurers have invested heavily in data and analytics, many still struggle to translate insight into consistent, governed action across workflows. This report explores how Systems of Execution, powered by agentic AI, enable insurers to orchestrate decisions, embed intelligence into operations and unlock real enterprise value.

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Unlocking execution with agentic AI

To close the execution gap, insurers must weave intelligence directly into workflows. Systems of Execution act as the orchestration layer, turning insight into coordinated, enterprise-wide action.

Orchestrated execution
Connects systems, data and workflows to enable real-time decisioning and action across the value chain.

Autonomous agents
AI agents that plan, decide and act across workflows, moving from assistance to execution.

Built-in governance
Ensures auditability, compliance and human oversight across all AI-driven decisions.

Scalable architecture
Enables enterprise-wide adoption of AI through reusable patterns and execution frameworks.

Key insights

1.24x

Best-in-class enterprises report 1,24x higher satisfaction with progress on their top workplace priorities than other organizations

56%

of enterprises plan to operate a unified network that serves both IT and OT systems by 2030.

84%

of enterprises believe more than 30% of their workforce will require reskilling for AI and automation.

57%

of enterprises expect productivity uplift above 35% from AI technologies by 2030.

To unlock the full value of AI, insurers must move beyond insight generation and embed intelligence directly into execution. Systems of Execution provide the foundation to orchestrate decisions, automate workflows, and scale AI safely across the enterprise.”

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Amit Unde
Head of Global Insurance Strategy and Advisory, NTT DATA Inc.

From systems of record to systems of execution​

Traditional insurance architectures were built to manage data, not to activate it. Today, the real challenge is not insight generation, but execution at scale.

Systems of Execution create a powerful orchestration layer that turns intelligence into action by enabling agentic AI to operate seamlessly across workflows, systems, and ecosystems with governance and scale.

By embedding AI directly into underwriting, claims, and servicing processes, insurers can move from fragmented, manual handoffs to coordinated, real-time execution across the value chain.

This shift transforms AI from an assistant into an executor, capable of planning, deciding, and acting within defined controls and business rules.

Combined with NTT DATA’s industry expertise, end-to-end delivery capabilities, and ecosystem partnerships, this approach enables insurers to industrialize AI adoption and deliver measurable business outcomes with speed, control, and confidence.

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Closing the execution gap in insurance

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Ready to move from AI insight to real execution? Discover how to operationalize agentic AI, orchestrate intelligent workflows, and drive measurable business outcomes across insurance operations.

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